Publication of the list of large bank debtors in the form of standard tables
According to monetary and financial news, quoting the public relations of the Central Bank of Salehabadi, the Governor of the Central Bank told reporters about the measures taken to facilitate public access to the banking network and easier documents for micro-loans: “According to the instructions given to Items will be announced soon, including a binding contract, checks and promissory notes of the borrower or guarantor, stock exchanges including justice shares, etc., certificates of investment funds, securities, subsidies, a permanent SIM card in the name of the person, objective documents such as a car and Gold and approval of individuals by the Islamic Council of the village in rural areas based on the credit rating of individuals in micro loans under 200 million tomans and in the form of various contracts will be accepted as collateral for facilities.
Explaining the measures taken to expand public access to banking services in absentia, the Governor of the Central Bank added: Credit, use of promissory notes and electronic signatures are also provided, so that the customers of the banking network can benefit from banking services more easily and in person.
The head of the Monetary and Credit Council continued: Regarding accreditation, it is possible for any person to achieve his credit rating through the Iranian Accreditation Company. A circular on authentication and opening an offline account has also been issued, and individuals in banks that have provided the necessary infrastructure can use these services.
He added: “It is now possible for people to use electronic promissory notes, and applicants can receive promissory notes without visiting the bank in person.” The rules for electronic signatures have also been announced, and in the banks that provided this infrastructure, individuals can sign documents without having to go to the branch.
Dr. Salehabadi stated: “Therefore, based on this, both bank documents have been facilitated and the way people access banking services has been expanded in absentia, and in general, a complete package has been provided, which we hope will satisfy the community.”
The Governor of the Central Bank added: “This week, the Central Bank will start publishing the list of large bank debtors within the framework of the provisions of Note 16 of Note 16 of the 1401 Budget Law and in the form of standard and specific tables, and this information will be made public through the Central Bank website.” .