InternationalInternational Economics

Requirement of “Inmad” Internet businesses for payers


Hamidreza Dehghaninia in an interview with Fars News Agency economic reporter, said: According to laws and regulations; Internet businesses are required to receive activity Electronic trust symbol (Inmad) And observe the requirements of the e-commerce law, the main purpose of which is to comply with the legal requirements of the country in various areas such as health, residence, education, monetary and financial areas and to prevent violations and disorder in these areas and ultimately protect consumer rights.

A spokesman for the Central Headquarters for Combating Commodity and Currency Smuggling added: “Therefore, Internet businesses need to receive this credit, regardless of whether they later receive their payment gateway from PSP companies, payers or a combination of them, including most PSP companies and payers.” They themselves have received this document based on the legal permission they have received from the Central Bank in this regard.

He said: “One of the demands for the right of registered and legal businesses, especially Internet businesses, as well as the general consumer, is to organize the activities of businesses that operate without obtaining legal licenses, and thus cause They disturb the competition and also violate the rights of consumers. Therefore, just as payers do not accept the activities of unlicensed companies in the case of payment activities, it is necessary for them to refrain from providing services to unlicensed businesses in other areas by accepting and complying with this general rule.

Dehghaninia added: the requirement to provide online payment gateways (including PSP and paid companies) to have this symbol as an Internet business license, first in the approval of the National Security Council, then in the anti-money laundering regulations and finally in the law of store terminals to Explicitly stated.

He stated: This legal obligation was implemented for PSP companies from the end of 1398, but in the case of payers, due to special conditions and the need to create some infrastructure, it was on the agenda of the Central Bank since the end of last year and after meetings Adequate justification and opportunity has finally been communicated to paying companies by Shaparak Company.

Dehghaninia added: “This legal task has been followed many times by supervisory authorities, including the Deputy for Crime Prevention of the Judiciary, the General Inspection Organization, the Central Headquarters for Combating Commodity and Currency Smuggling, etc., and the e-commerce development center The custodian of Internet businesses and the Central Bank as the custodian of the country’s payment network has been questioned, but in order to comply with the principle of gradual, first PSP companies and then payers and now only new payment gateways are on the agenda and It does not currently include previous payment gateways of payment companies.

A spokesman for the Central Headquarters for Combating Commodity and Currency Smuggling said: “Obviously, the implementation of a legal obligation for one part of the payment network (PSP companies) and its non-implementation for another part (payment companies), given the function similar to the received Internet payment gateway In either of these two ways for an Internet business, firstly, it was a place of competition between the two parts of the payment network and will cause the migration of applicants from one part to another, and secondly, the possibility of efficient organization and monitoring of e-commerce in the country. The Supreme Leader of the Revolution and the high officials of the system will be destroyed.

Dehghaninia added: “If the offending internet businesses are now suspended with the warning of the monitoring devices in the monitoring panel, due to the non-implementation of this sign for the payment companies, they will receive payment gateways from the paying companies and Violations and illegal activities continue that are in no way acceptable and continue.

He said: “With the systematization of the process of awarding the symbol in the last two years and the elimination of expert examinations, the average time for awarding the symbol has been reduced to less than one day, which has been examined and verified by the National Cyberspace Center.” Its validity has been announced in writing by the President of the National Center for Licensed Space to the President.

A spokesman for the Central Headquarters for Combating Commodity and Currency Smuggling said: “In this way, it is possible for all law-abiding businesses to receive this gift within a few hours, as evidenced by the doubling of this gift last year.”

He added: “Also, due to the online connection with the home business licenses system of the Ministry of Cooperatives, Labor and Social Welfare, as well as the knowledge-based licenses of the Vice President for Science and Technology, there is no concern about these businesses, so payments are expected.” By complying with the current laws and regulations of the country, by avoiding providing services to businesses without legal licenses, to prevent further chaos, abuse of consumer rights and disruption in the competitive environment and business environment of the country.

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