The amount of the mortgage loan changed

According to Tejarat News, how much was the rent loan?

Quoted from ایسناAfter determining the rent ceiling and paying the mortgage loan to support the tenants in 1399 and 1400 deputies Housing And the building of the Ministry of Roads and Urban Development for 1401 also announced in a report that the payment of housing deposit assistance facilities to tenants will be announced soon.

Also on the agenda is a plan to set a rent increase ceiling for 1401 renewal contracts, and an initial proposal has been submitted to the government.

According to the announcement of this deputy, the payment of housing deposit assistance facilities to tenants for the city of Tehran, provincial centers and other urban areas of 60, 45 and 35 million Tomans for 1401 has been approved by the Monetary and Credit Council, the implementation of which will be announced soon. will be.

Last year, the facility ceiling was set at 70 million Tomans in Tehran, 40 million Tomans in other metropolises and 25 million Tomans in other cities of the country.

It is not clear why, due to 39% inflation over the past year, a 46% increase in rents and an increase in the cost of renting households, the amount of rent loans in Tehran has decreased.

But in the past two years, 450,000 of the 8.5 million tenant households have received rental loans, according to the Ministry of Roads and Urban Development.

That is, a total of about 5 percent of tenants have taken out a loan, which is about 2.5 percent each year.

Banks’ difficulty in repaying loans with excuses such as completing the bank quota or introducing an official guarantor, lack of unity of procedure between banks, unwillingness of households to receive rental facilities at 13% interest rate and inability to pay installments are among the reasons for the low number of rental facilities in two It was last year.