The need for healthy competition among insurers
According to monetary financial news, Alireza Yazdandoost, CEO of Asmari Insurance Company, stressed the need for healthy competition among insurers without relying on non-technical rates, said: “Although it is necessary to create an insurance culture for the public, but first it is the insurers.” They should agree on the rates and conditions of insurance policies.
According to the public relations report of Asmari Insurance Company, Yazdan Doust, who was present at the inauguration ceremony of the new building of the Aras branch of the company with a group of regional and national managers, stated that they will not buy insurance until people are informed. Making insurance requires publicity, but insurers should not choose the wrong path in this regard.
He continued: “Insurance culture should be formed from within insurers and by providing the right rates for the right and accurate services, so that people’s trust is gained through timely payment of damages, because selling insurance policies at non-technical rates to It does not benefit anyone.
Yazdan Doost also called for the use of advertising capacities in all regions of the country, especially the free zones, and said: the cost of advertising, information and culture in the country is high and insurers can not bear it alone, while it can be By providing facilities, it helped insurers to develop an insurance culture.
The Chairman of the Board of the Insurers Syndicate of Iran, who was present at the ceremony, criticized the non-technical rates that will ultimately hurt the insurer and the insurer, and said: “Fortunately, good cohesion has been formed among the members of the Insurers Syndicate.” And we hope that the process of becoming more professional in the insurance industry will go faster.
Hojjat Baharifar described the provision of non-technical rates in insurance fields with a high loss ratio as “insurers’ self-harm” and noted: The false culture of discounts should be removed from the insurance literature and insurers should reach a common conclusion about rates.
He said that providing technical rates based on professional insurance knowledge increases the insurance penetration rate and also provides appropriate services at the time of payment of damages and said: Asmari Insurance Company is one of the companies that combines the right portfolio and focuses on rates. Technically, it has not only been able to provide good customer service, but also to stay away from unhealthy market competition.