10% of banks’ income comes from service fees
The moral guide of the grace of the works in the saidوگو “Currently, less than 10 percent of banks’ income comes from service fees, while in the world more than 50 percent of bank income comes from services,” he told the Iran Economist. But in our country, more than 90% of revenues come from the difference between interest rates on facilities and deposits, so it is natural for banks to face difficulties in this way, and banks have legal restrictions to increase service rates.
He added: “In the new policies that the Ministry of Economy has prepared for the banking network, it wants to raise the bank fee rates to a reasonable level and in this way, a healthy income will be obtained for the banks.”
Regarding the transfer of the holdings, the CEO of Tejarat Bank said: “The government, within the framework of the plans of the Ministry of Economy, has instructed the banks to transfer all assets that are not related to the main banking activity.”
Akhlaqi continued: “We are not worried about the transfer of our assets, but these transfers depend on the applicants ‘welcome. In the last two years, certain conditions prevailed in the capital market and the transfer of banks’ surplus property was not welcomed. On the other hand, we did not want banks to upset the balance.” Be the capital market.
He added: “All non-productive assets of banks should be announced and transferred through auctions in each season. Some of these properties will be offered through auctions or some over-the-counter, which will be transferred if the applicant is found, and if this property is transferred.” Otherwise, it will be subject to the significant taxes that the government imposes on banks.
The CEO of Tejarat Bank on how much tax is levied on the property of banksود“According to the law, a tax of up to 25% will be levied on banks’ surplus property,” he said.
Ethical said: We for Sale اموال Take actiondo But no one buys the banks’ surplus property if anyone who bids a higher price can win the auction, but unfortunately we do not have a customer or the terms are not acceptable.
Regarding the share of banks in financing the country, he said: “90% of financing the country’s economy is the responsibility of banks and less than 10% of it is done through the capital market, in which the same 10% share of the capital market is also involved by banks.” We need to move towards a capital market with a greater share of financing the economy. In particular, capital market financing is long-term, and bank financing is usually short-term.
Regarding the names of large bank debtors, the CEO of Tejarat Bank said: “The large debts that had gone into arrears, after announcing their names, referred two debtors who owed about 2 thousand billion tomans, and these two customers to determine the debt and They settled with the bank and therefore the announcement of the names of the debtors had a good reflection.