Banking and insuranceEconomical

Deficit or lack of inventory; The most important reason for returned checks


According to the Central Bank, more than 6 million and 300 thousand checks worth 2659 thousand billion rials were exchanged in the whole country in February 1400, of which, more than 5.7 million checks worth more than 2332 thousand billion Rials were received. Meanwhile, more than 567 thousand checks worth about 327 thousand billion rials were returned in February 1400 in the whole country, which compared to the previous month in terms of number and amount, respectively, 2.7 percent and 7.1 percent increase. it shows.

What is the most important reason for returning checks?

In February 1400, in the whole country, about 550,000 checks worth more than 317,000 billion rials were returned due to deficit or lack of inventory. In fact, in the whole country, in terms of number, 96.9% and in terms of value, 97.2% of the total returned checks were due to deficit or lack of inventory.

In the month under review in Tehran province, more than 156 thousand checks worth 122 thousand billion rials were returned due to deficit or lack of inventory. In fact, in Tehran province, in terms of number, 96% and in terms of value, 96.3% of the total returned checks were due to deficit or lack of inventory.

Also, in February of last year, among other provinces of the country, the highest ratio of the number of returned checks due to deficit or lack of inventory to the total number of returned checks in the province, respectively to the provinces of South Khorasan (98.6%), Isfahan (98.1%) and Kohgiluyeh and Boyer-Ahmad (97.9%) and Alborz (95.8%), Sistan and Baluchestan (95.9%) and Kermanshah (96.2%) provinces have the lowest number Returned checks due to deficit and lack of inventory accounted for the total number of returned checks in the province.

In the mentioned month, among the provinces of the country, the highest ratio of returned checks due to deficit and lack of inventory to the total value of returned checks in the province, respectively, South Khorasan (99.6%), Kermanshah (99.4%) And Ilam (98.9%) and Kohgiluyeh and Boyer-Ahmad (95.3%), Kurdistan (95.5%) and Hamedan (95.8%) provinces have the lowest value of returned checks due to deficit Or lack of balance to the total value of returned checks in the province.

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