The latest price of housing facility bonds
It was the second to third week of December that the price of each sheet of housing bonds exceeded 100,000 tomans for the first time and even reached 117,000 tomans. While these bonds were being traded at their peak price, the Housing Bank announced that the cost of receiving housing facilities from The location of the facility priority certificates has been reduced by 50%. Of course, this discount, due to the increase in the TSE rate, had no effect on the amount that applicants had to pay and was almost the same as the time before the discount and with TSE 80,000 Tomans.
In any case, the upward trend of TSE prices has stopped and these bonds have returned to the channel of 80,000 Tomans. Accordingly, housing bonds in April, May and June of this year will be traded at prices of 89,500, 87,300 and 87,200 Tomans, respectively. July, September and September bonds are also traded at a price of 87,200 Tomans.
Housing facility bonds are priced at 87,100 tomans in October and 87,400 tomans in November, and this report is based on the price in November.
Mortgage costs for singles and married people in Tehran
Accordingly, single people living in Tehran can receive facilities up to 280 million Tomans, which includes 200 million Tomans of housing purchase facilities and 80 million Tomans of fake loans; Therefore, in order to receive 200 million Tomans of facilities, they have to buy 400 sheets of housing facilities, which with the considered discount, the number of 200 bonds and its cost will be 17 million and 480 thousand Tomans with 87 thousand and 400 Tomans.
Also, considering 80 million Tomans of fake loans, for which they have to buy 80 sheets at a discount in the amount of 8 million and 740 thousand Tomans, the total cost of buying bonds is 26 million and 220 thousand Tomans.
On this basis, Tehranian couples can receive up to 480 million Tomans, including 200 million Tomans of housing purchase facilities for each person and 80 million Tomans of fake loans; Of course, according to the new decision, couples must buy 400 sheets of housing facilities, the cost of which is 34 million and 960 thousand tomans, which together with the cost of eight million and 740 thousand tomans of fake loans, they must pay a total of 43 million and 700 thousand tomans.
Bond prices in other provinces
The ceiling of these facilities for provincial centers and cities with a population of more than 200,000 has reached 160 million tomans for singles and 320 million tomans for couples. Singles must pay 13 million and 984 thousand tomans and married people must pay 27 million and 968 thousand tomans.
This loan has reached 120 million Tomans for singles in other urban areas and 240 million Tomans for couples in these areas. Therefore, singles must pay 5 million and 244 tomans and married people must pay 10 million and 488 thousand tomans to obtain this loan.
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