The number and amount of returned checks increased

The latest statistics published by the Central Bank on the flow of checks show that in October of this year, about 7.1 million checks worth more than 250 thousand and 500 billion tomans were exchanged, which are 30 in terms of number and amount, respectively. 2 and 24.9 percent increase compared to October.

On the other hand, more than 6.4 million items with a value of about 220 thousand and 100 billion tomans have been received from exchange checks, which in terms of number and amount have increased by 30 and 26.3 percent, respectively.

In addition to the received checks, 630,000 checks were returned, which increased by 32.5% and 16.3% in terms of number and amount of returned checks, respectively.

Also during this period, in Tehran province, about 2.2 million checks with a value equivalent to 128 thousand and 500 billion tomans have been exchanged, which indicates the leading position of Tehran province in the exchange of checks in the country.

Checks received in Tehran have been reported about 2 million items worth about 114 thousand billion Tomans and returned checks more than 172 thousand items worth about 14 thousand and 500 billion Tomans. Of course, the ratio of returned checks to exchanges has risen from 8.5 percent in November last year to 8.8 percent in November this year, an increase of 0.3 percent.

On the other hand, the value of checks exchanged in October this year compared to the same period last year increased by 31.7 percent and of the total number and amount of checks exchanged 91.1 and 87.8 percent received and 8.9 and 12. 2% is returned.

Amount of returned checks by causes

In addition, in October of this year, more than 608 thousand checks worth about 29 thousand and 400 billion tomans have been returned in the whole country due to deficit or lack of existing ones, which in fact is 96.5% of the total returned checks in terms of quantity and value. Due to deficit or lack of inventory.

On the other hand, in Tehran province, about 165 thousand checks worth more than 13 thousand and 900 billion tomans have been returned due to deficit or lack of inventory, which in Tehran province is 95.6% in terms of number and 96.2% in terms of amount. Returned checks were due to deficit or lack of inventory to all returned checks.

What percentage of checks are encrypted?

Also, about 6.9 million items were received in the whole country this month, of which 6.4 million were regular items and about 0.5 million were encrypted items; Thus, in the whole country, 93.2% of the total checks received are regular checks and 6.8% are encrypted checks.

In terms of amount, out of 419 thousand billion Tomans of checks received in the whole country, about 220 thousand and 100 billion Tomans have been for ordinary checks and over 198 thousand and 900 billion Tomans have been for special checks. Accordingly, in the whole country, 52.5% of the total amount of received checks are ordinary checks and the other 47.5% are encrypted checks.

According to this report, in November of this year, more than 466 thousand encrypted checks worth about 198 thousand and 900 billion tomans were received in the whole country, which increased by 12.1 and 31.4 percent, respectively, in terms of number and amount compared to the previous month. Is.

But in the month under review, in Tehran province, more than 150,000 encrypted checks worth about 141,900 billion tomans were received, which in this month, 49.3% of the number of encrypted checks received in the three provinces of Tehran (32.2%) ) (Isfahan (9.3%) and Khorasan Razavi (7.78%) were collected, which had the highest share compared to other provinces.

Also, 79.2% of the value of the above checks were collected in the provinces of Tehran (71.3%), Isfahan (4.3%) and Khorasan Razavi (3.6%).