The payment of the loan of the childbearing loan has started in Bank Maskan + table of amounts

According to reports Iran is an economistBank Maskan, new conditions for granting loan facilities Al-Hasna having children He announced in order to support the family and rejuvenate the population.

1. Subjects of the plan

Eligible applicants can apply for registration in the relevant system for children born on 01/01/1400 onwards and up to 2 years after the child’s birth date.

2. The method of obtaining facilities

Submitting a request to use the facility by the head of the household in the Qarz Al-Hosna facility system having children

The applicant can edit his information in the system through the “edit previous registration” option before determining the branch.

The applicant can change the bank before determining the branch.

After determining the branch of the applicants based on the priority of registration and the amount of the quota notified by the Central Bank of the Islamic Republic of Iran, the matter is announced to them through SMS and the applicant must have the required documents in hand (including the original and copy of all pages of the birth certificate of the father and child, original and copy of father’s national card, 10-digit postal code and full address of residence, 10-digit tracking code received from the system after registration) within 12 working days, go to the relevant branch and file a case.

After the branch is determined and the applicant goes to the designated branch, the applicant is accepted by the branch. The applicant has 45 working days to complete the documents and provide a guarantee accepted by the bank.

3. Individual facility ceiling

For the birth of the first child, 200 million Rials with a repayment period of 36 months

For the birth of the second child, 400 million Rials with a repayment period of 48 months

For the birth of the third child, 600 million Rials with a repayment period of 60 months

For the birth of the fourth child, 800 million Rials with a repayment period of 72 months

For the birth of the fifth child and above, one thousand million Rials with a repayment period of 84 months

Fee rate of Qarz Al-Hasna facility having children It is 4% annually.

4. Facility payment conditions

According to the 6-month breathing of Qarz Al-Hasna facility having childrenThe first installment is due 6 months after the date of signing the contract.

It is mandatory to present the original birth certificate of the child and his father at the time of filing the case.

Payment of loan facilities having children To the father, it is possible once for each child born.

If during the repayment period of the facility having childrenIf another child is born to the applicant, payment of the said facility will be possible for the next child according to the relevant rules.

In case of birth of twins or more children, payment of Qarzul-Hasna loan facility having children To the father, it is possible once for each child born.