The amount of rural mortgage increases

According to reports Economic monitoringVillagers face financial difficulties to renovate their homes Mortgage It can help a lot to renovate rural houses. The cost of building a house this year has been high and the amount Mortgage It can not help the builders much in building the house. Villagers need to raise money to renovate their homes Mortgage Are and if the amount Mortgage Increase and support the villagers We can see the renovation of rural houses across the country. There have been rumors of an increase in recent days Mortgage A villager has been heard and it remains to be seen whether the loan amount will increase.
“Akbar Nikzad,” the head of the Housing Foundation of the Islamic Revolution, said at the signing ceremony of the memorandum with the Omid Entrepreneurship Fund: “Since 1984, the Housing Foundation has renovated 200,000 rural housing units annually.”
He said that in 1984, only 7% of rural housing units were resistant to earthquakes, adding: “Today, more than 50% of residential units in the country’s villages have been rehabilitated.”
The head of the Housing Foundation of the Islamic Revolution, stating that according to the plan made in 1410, we will hold a celebration to strengthen rural housing units, reminded: According to the annual construction plan of one million houses in the country, the Housing Foundation of the Islamic Revolution 200,000 rural housing units and 200,000 Will build an urban housing unit.
Emphasizing that housing construction will be done with the focus on the people, Nikzad, in response to Tasnim’s question about the amount of the rural mortgage, clarified: We have proposed to the government that the rural mortgage be increased to 200 million Tomans. .
He added: “This proposal will be presented in the next meeting of the Supreme Housing Council, which will be approved according to the president’s interest in the villagers.”
The head of the Housing Foundation of the Islamic Revolution stated: The interest on the loan of 200 million Tomans is 5% and its repayment period is 20 years.
Nikzad emphasized: with the increase of the mortgage ceiling to 200 million Tomans, we will see an acceleration in the process of renovation and retrofitting of residential units in the villages.

Housing price forecast in the second half of this year

“Seyed Mohammad Mortazavi”, a housing market expert in this regard, stated: نس The relative prosperity of the housing market in September was due to several factors. The first reason is related to the relocation peak in September, which occurs every year. We will not have such a volume of traffic in the coming months and transactions in this sector will decrease.
He added: “Another issue is related to general inflation.” However, people in the society are witnessing the growth of all goods, from food to clothing, home appliances, and so on. This inflation is worrying and the fear of rising prices made those who decided to buy a house implement this decision.
A member of the board of directors of the Mass Builders’ Association said that the experience of failing government housing projects has also been effective in buying housing in September. They are not very optimistic about the success of the housing production and leap project. For this reason, some people started buying houses with the current resources at their disposal.
Mortazavi continued: مسکن Housing applicants به can not easily believe that the government will be able to build one million housing units per year. Of course, it has been said that the units are to be built through legal and supportive platforms such as the National Housing Fund, which we hope will be implemented.
Regarding the effectiveness of recently approved mortgages, he said: “The one billion toman youth housing loan did not receive any kind of acceptance due to the 15-year period of deposit in its fund and will lead to failure, but the 480 million toman facility for construction or purchase It can be useful. Regarding youth housing, experience has shown that in a period of 15 years, all goods in Iran can experience several price fluctuations and jumps, and after 15 years, it is not possible to take effective action with one billion tomans.